Get A 15 Year Mortgage Or Save To Buy A House With Cash Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, Chris Hogan, and Christy Wright —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 262189 The Dave Ramsey Show
With a typical 24 month phone contract you’re wasting money! Here’s how to save a fortune while still having a great smartphone! ------ ▶️ ON OUR WEBSITE & "MONEY MATTERS" BLOG - Why it's cheaper to buy a smartphone outright: http://www.solution-loans.co.uk/blog/cheaper-buy-new-smartphone-outright/ - How to strike the best deal with your mobile phone contract: http://www.solution-loans.co.uk/blog/strike-best-deal-mobile-phone-contract/ - Do you realise the speed of the mobile phone revolution? http://www.solution-loans.co.uk/blog/mobile-phone-revolutionised-money-world/ ------ ▶️ SOCIAL Like us on Facebook: https://www.facebook.com/SolutionLoansUK/ Follow us on Twitter: https://twitter.com/solutionloansuk Follow us on Instagram: https://www.instagram.com/solutionloans/ Google+: https://plus.google.com/+SolutionloansCoUk1 Website: https://www.solution-loans.co.uk/ Subscribe to our YouTube channel: http://bit.ly/solutionloansYT ------ ▶️ VIDEO TRANSCRIPT Why it's cheaper to buy a new smartphone outright? Smartphones are the must-have gadgets. Mobile phone makers release sexy new models every 12 months. Most phone users pay for their phone and data through a contract with a major mobile network. And these contracts often last for 18 - 24 months. This causes problems. 1. For the second half of their contract you have an "old" phone! 2. The total cost of the contract is way more than it needs to be. So how can you save money? That's where the SIM-only contract comes in. 1. Buy your phone outright at the start. It could be new or used. 2. Choose a SIM-only contract. Now you have flexibility! Replace your phone when you like - quality handsets retain a lot of value. Change your mobile network as you see fit to get the best call/data deals. Even using a personal loan for the handset could still save you £00s. Solution-Loans.co.uk/quickstart
Views: 1103 Solution Loans
🚀 https://shotkit.com/best-alternative-to-lightroom/ 👍🏼 **UPDATE: April 2019** - Adobe no longer sells the standalone Lightroom... hence me including the link to the alternatives above. I'm still a happy Lightroom user - Lr CC is one of the many reasons, which I explain here: 🚀 https://shotkit.com/lightroom-cc-mobile/ 👍🏼 More info on how to buy Lightroom here: 🚀 https://shotkit.com/buy-lightroom/ 👍🏼 Full disclosure: I used LR6 for years, before upgrading to LR Classic: https://shotkit.com/lr The product links listed here are affiliated, meaning I earn a small commission if you go on to make a purchase. This helps support the work I do with Shotkit and in no way affects the purchase price for you. Thanks for your support!!
Views: 3775 ShotKit
The Crete Owner Operator group describes what the difference is between an Outright Purchase Program and a Lease Purchase program when you are buying a truck as an Owner Operator. Crete Carrier Corporation 400 NW 56th Street Lincoln, NE 68528 888-978-3571 http://cretecarrierjobs.com/ With Crete and Shaffer we have an Outright Purchase Program. So its similar to going and buying a car. You put that down payment in, your name is on the title from day one there’s not a balloon payment at the end. Once that last payment is made. It’s your truck.Crete has a good purchase price, the last truck I bought I purchased from Crete because the interest rate was better and the price was better than anybody else. The biggest difference between a loan and a lease purchase program is with the loan you’ll have a minimal down payment up front but then once that final payment is made its your truck. The difference between that and your typical lease payment, leases are usually are zero down, but there are such a large balloon payment at the end of that lease agreement, that drivers really never own their own truck. With us you’re building equity within that truck over that 3-4 year term that you’re paying that truck off and eventually that truck is under your ownership. Crete Carrier is one of the nation’s largest, privately owned trucking companies, and has been in business for 50 years. Crete Carrier operates as a truckload and flatbed carrier for virtually any commodity, and our truck drivers are among the best, exceeding the CSA score standards required by the U.S. Department of Transportation. The National Transportation Institute recognizes Crete Carrier as a Top Pay Certified company, and in addition, we offer a gold standard benefits package that includes health, dental, vision, life, 401K, and a profit sharing program. Because of this, drivers stay with us three times longer than the competition. http://www.cretecarrierjobs.com https://www.facebook.com/CreteCarrierCorporation?ref=hl https://twitter.com/CreteCarrier
Views: 998 Crete Carrier Corporation
FederalAutoLoan.com Auto Financing, Leasing, or Outright Purchase? When making a car purchase decision, you have several options available to you: purchase a car on lease, buy the car outright, or find an auto finance company to provide you with a car loan. Although there are numerous banks, financial institutions, and local car companies that are more than willing to provide you with the car loan you need, they are often unable to get you the best interest rates. Through Federal Auto Loan, you can receive a free, no-obligation auto loan quote from one of our lender or dealer affiliate partners. All it takes is a few minutes of your time to submit a short online application. After submitting your application, we will connect you with a lender or dealer who will do their best to find you a low-rate interest loan. A short time ago, getting approved for a car loan from a bank or lending institution was very difficult. Fortunately, times have changed -- in large part due to the Internet. Car companies have designed and built substantial manufacturing facilities that produce thousands of vehicles each month. These car companies need to sell most, if not all, of these vehicles to reduce their inventory each month. This is the point where banks and companies like Federal Auto Loan can help. At FederalAutoLoan.com, you can get the auto financing you need for the car of your choice -- all at a price you can afford!
Views: 207 FederalAutoLoan
In this video I explain the pros and cons of buying a house in cash versus paying off your mortgage early. This is video #4 of my exploration into buying a house, real estate investing and if it's a good idea to buy a home or to rent. In this video we talk about saving up to buy a house in cash, paying down a mortgage early, and show you the numbers and math behind how much money you save by simple techniques of paying off your mortgage faster. Follow my blog at http://www.JohnnyFD.com for more advice on saving to buy a house, and personal finance.
Views: 10316 Johnny FD
Leasing or buying outright? Learn what the best option for you is. To watch the entire video subscribe now!!! This video is about Should I lease or Buy Outright ESTABLISH BUSINESS CREDIT WITH TUNE GOODWINS FIRST ONLINE CLASS BUSINESS 101 https://www.ybetv.org/course WATCH "TALKIN WITH TUNECHI " HOSTED BY TUNE GOODWIN EVERY SUNDAY AT 7:00 PM EST. YOU CAN WATCH IT HERE ON YOUTUBE &FACEBOOK TUNE GOODWIN FACEBOOK STREAM WILL BE ON THROUGH THIS LINK https://www.facebook.com/TuneG49 NEED ADVICE ? GO TO ASK TUNE ON HOME PAGE OF WEBSITE http://www.ybetv.org HOW TO CREATE LOGICAL GOALS FOR YOURSELF A VISION BOARF https://www.youtube.com/watch?v=mJsIsVGhzew&t=18s JOIN US LIVE ON FACEBOOK LIVE EVERY SUNDAY .Follow Tune on his facebook page to be notified. https://www.facebook.com/TuneG49 This channel is hosted by Tune Goodwin as an extension of the YBETV brand. Y.B.E.T.V is short for young black entrepreneur television. YBETV is created to innovate, empower and entertain the world for the better. Informative blogs, comedy skits, cooking videos and more. Soundtrack Outro is by Swag Dinero called Real FOLLOW ME ON TWITTER : @YBETV_TUNE OR JUST CLICKED ON HERE https://twitter.com/YBETV_TUNE follow me on facebook https://www.facebook.com/TuneG49 like the ybetv page. https://www.facebook.com/Ybetv/?fref=ts YBETV MANAGEMENT TWITTER - https://twitter.com/YBETV1 FACEBOOK - https://www.facebook.com/Ybetv/?fref=ts YOUTUBE - https://www.youtube.com/channel/UCEr48AOC1Zi7f8Q81CVFTWg WEBSITE - https://www.ybetv.org WATCH TUNE GOODWIN LIVE ON FACEBOOK AT 6:45PM EST EVERY SUNDAY LINK TO HIS PROFILE IS HERE https://www.facebook.com/TuneG49?fref=ts
Views: 2349 YBE TV
Full specification and contact details: https://www.apolloduck.com/z/375190 Narrowboats Urgently Required For Brokerage and Outright Purchase. We have clients waiting for boats across the range Cruiser - Trad & Semi-Trad at all Lengths. Call David 07721 382619 - Chris 07799 216704... read more at: https://www.apolloduck.com/z/375190
Views: 76 Apollo Duck
Click Here to Subscribe: https://goo.gl/Xg4Nco We are gearing up to possibly buy a house outright! Debt free with no mortgage!! Thanks so much for supporting my channel and for all of your kind comments!! xoxo Popular Money Saving Videos Save THOUSANDS on ELECTRICITY https://youtu.be/c9P7dz_KPlM Ultimate Guide to Frugal Living https://youtu.be/YpEdHUcnNsE 25 Things We Don't Buy https://youtu.be/hVt1l7_HrrA #militaryfamily #debtfreejourney #frugalliving
Views: 2382 Slay This Debt
Financial expert and money.co.uk editor in chief Hannah Maundrell explains how to buy a car - your finance options explained. What is the best way to pay for a new car? https://www.money.co.uk/guides/what-is-the-best-way-to-pay-for-a-new-car.htm 10 steps to improve your credit rating https://www.money.co.uk/guides/10-steps-to-improve-your-credit-rating.htm ______________________________________ * SOCIAL MEDIA & CONTACT LINKS* Facebook - https://www.facebook.com/www.money.co.uk Twitter - https://twitter.com/moneycouk Website - https://www.money.co.uk
Views: 13000 money.co.uk
Leasing vs. Buying a Car, which is better? Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 538347 The Dave Ramsey Show
A video clip of Ask Aureus Anything episode 1 clip 10 Join us on our live Q&A on Facebook. Going live every Wednesday at 1:30 pm. We know that life gets in the way and education is the key to bridging the gap between where you are and where you want to go in life. We are here to answer your questions about business, strategy, wealth, finance or anything in between. Ask away and we will answer your questions! Catch us on Facebook at https://www.facebook.com/groups/thewealthmentorcommunity/ Our YouTube Channel - https://www.youtube.com/playlist?list=PLTS0fdpmgsGcrXCiyPy8-QQmxtO8nVg6x
Views: 23 Aureus Financial
Docizwanpublicgold. Want to know more? Daftar percuma sekarang. https://publicgold.com.my/index.php/component/custregistration/?introducer=PG010495
Views: 3 Dr Izwan Hussin
A huge number of UK buyers choose to fund their dream cars through a finance deal. With so many ways to finance a car, how do you work out which works best for you? In this Top 10 guide, I sift through the acronyms to explain each of the methods available, and the pros and cons of each. Subscribe to carwow on YouTube – http://www.youtube.com/c/Carwow?sub_confirmation=1 Read more about car finance in our in-depth guide – https://www.carwow.co.uk/guides/financing/car-finance-guide Awkward haggling is a thing of the past with carwow. Choose your perfect car with our configurator tool and let the country’s best dealers compete over you. Compare the five best offers by price, location and dealer ratings and choose the one that’s right for you – no hassle, no haggling, just a great deal. Visit our site to save money on your new car – https://www.carwow.co.uk/
Views: 260800 carwow
Buying a car vs leasing a car is the video for today. You must understand the differences between buying a car and leasing a car since it is necessary. Leasing a car vs buying a car pros and cons. After this video you should know about buying a car vs leasing a car. Financial Education Twitter Page https://twitter.com/givemethegoodz My favorite book on Investing http://amzn.to/2cDS2ZY My second Favorite book on Investing http://amzn.to/2cQqPDD My favorite book on business http://amzn.to/2cfY71k My favorite Personal Finance http://amzn.to/2ckIqUE My favorite movie about the stock market http://amzn.to/2cQLLx1 My second favorite movie about the stock market http://amzn.to/2cGyxhL My favorite movie about business http://amzn.to/2cGzLcI Awesome Camera I use http://amzn.to/2cGznuW Professional Microphone I use http://amzn.to/2d5eLh5 Nice affordable Tripod I use http://amzn.to/2cfXPaD Bright lighting set I use http://amzn.to/2cQMw9B Laptop I use to Edit http://amzn.to/2d5dJ4U Camera I use for professional business photography http://amzn.to/2ckGLP6 Drone I use for my Business http://amzn.to/2ctNlAw
Views: 116073 Financial Education
SUBSCRIBE to our channel: http://bit.ly/subTigerFitness Keep it healthy at home with our Cooking w/Kara Playlist! http://bit.ly/cookwkara Buy the Outright Bar Here: https://www.tigerfitness.com/products/mts-nutrition-outright-bar We only have enough Outright Bars to last us for 1-3 days of sales each production run. This is unavoidable and intentional. The Outright Bar is real food. No preservatives. No prebiotic fiber. No waxy glycerine. Just food. Real, good, wholesome food. While the other “real food” bars can last through the next ice age and be used as a weapon or suppository, the Outright Bar cannot. It is meant to be enjoyed fresh, preferably within 60 days of purchase but can last 6 months if absolutely necessary. _ If you want wholesome, fresh-baked goodness, you NEED The Outright Bar. Join our Facebook Group: https://www.facebook.com/groups/446290002455932/ Sign up for the Tiger Fitness newsletter: https://www.tigerfitness.com/newsletter-signup More About Outright Bars Here: https://www.tigerfitness.com/articles... Follow me on Instagram @marclobliner Join our Facebook group: https://www.facebook.com/groups/44629... Keep Up With Us: Instagram: https://www.instagram.com/tigerfitness/ Facebook: https://www.facebook.com/tigerfitness... Twitter: https://twitter.com/tigerfitnesscom Get Tiger Fit! Tiger Fitness has some of the best solutions to meet your fitness goals! We have Fat Burners, Pre-Workout, Protein bars, boosters and more! See how you can get in the best shape of your life here: https://www.tigerfitness.com/ For Business: [email protected] Join our Facebook group: https://www.facebook.com/groups/44629... Sign up for the Tiger Fitness newsletter: https://www.tigerfitness.com/newslett... About Tiger Fitness: NEW VIDEOS DAILY! Fitness channel led by TigerFitness.com CMO/MTS Nutrition CEO Marc Lobliner covering all topics related to fitness, current events and the best ways to help you reach your goals! Why Registered Dietitians Love The Outright Bar https://www.youtube.com/watch?v=9xwcjs95M1Q Tiger Fitness https://www.youtube.com/user/TheTigerFitness
Views: 2136 Tiger Fitness
If you've ever wondered why some people think renting is better than owning, here's the explanation behind how that can be true.
Views: 3420432 The Globe and Mail
What are the pros and cons of a solar lease compared to purchasing them outright? In this video, I will explain some of the differences between the two options and why you might choose one over the other. There is no wrong way to go solar but there are significant differences that you need to be aware of. Some of those differences are: Who gets credit for the energy produced? Who gets the rebates and incentives and tax credits? What costs are there up front? Does it increase my home value? Are there hidden things I need to know about? What happens if I want to sell my home? Which option is more predictable? Please help support my channel! Here are a few ways: ** Check out my favorite solar kits at Kits.com ** https://kit.com/LDSreliance ** Donate to my Patreon for perks and news ** https://www.patreon.com/LDSreliance ** Subscribe to my channel for more great content ** https://www.youtube.com/LDSreliance
Views: 11749 LDSreliance
Here’s a common questions I’m asked…is it better to lease or buy a car, and which one is a financially better move? I’ve done both, and these are my thoughts as to which one is better - enjoy! Add me on Snapchat/Instagram: GPStephan The short answer is that it really depends on your situation and how long you plan to keep the car, but I’ll describe the pros and cons of each and what might work best with you. Lets start with owning and buying a car. First of all, you can buy pretty much whatever car you want, unlike leasing where it’s almost always a new or newer car. Generally, unless you just buy your car outright in cash, you’ll end up financing the car. This is when you take the cost of the car, minus your down payment, and get a loan which you’ll pay off over a specific period of time - the most common being 48-72 months. And then you’ll also pay whatever state sales tax is on top of your purchase. Factor all that in…and then once you pay off your loan, congratulations - you own the car free and clear. And then when you go to sell it, you’ll get whatever price the car is worth - minus whatever you might still owe on the car. However, a few drawbacks of this - unless under warranty, you’ll generally be responsible for maintenance and wear and tear items during your ownership, especially on an older car, and this can add to the cost…you’ll also need to pay sales tax on the purchase price upfront…and totally separate from that, your monthly payments tend to be higher with owning than with leasing. Leasing generally works best if you’re the type of person who always wants to have a newer car every few years. If you plan to get one car and drive it forever to the ground… don’t lease your car. But depending on how long you plan to keep the car, leasing could actually save you money. With leasing, you’ll generally be leasing a brand new or newer car. You’ll usually have a down payment and then generally you’ll have a 24-36 month term where you have a fixed monthly payment, along with a set number of miles you can drive each year. You’ll need to return the car with your set amount of miles or less or risk paying fees and penalties. Now when you lease a car, you’re not paying the full amount of sales tax upfront - which can save you a TON of money. The lease price is determined but the depreciation the car is going to see during ownership, plus some finance charges. You’re basically just paying a monthly amount of the depreciation, rather than the entire cost of the car. Therefore, with leases, you’ll generally pay LESS per month to drive the car because your financing only the deprecation…not the entire thing like when owning a car. With a lot of leases, too, maintenance is often covered…so you can pretty much just pay a set monthly price and not have to worry about normal wear and tear/maintenance costs that come up. And when the lease is done, you don’t have the hassle of needing to sell it…you just turn it back and you’re done. So here’s my thoughts. Both leasing and owning have their own advantages and disadvantages, and what makes one better than the other is dependent on your situation. If you plan to keep your car more than 5 years or so…it’s almost always better to buy the car. Whether you buy a brand new car or an old used one, the longer you plan to keep the car, the more it starts making sense to buy it. But if you’re like me and you want the privilege of owning a new car every few years… it’s cheaper just to lease it - it means I pay less per month since I’m only paying for the depreciation, I don’t need to pay sales tax on the entire cost of the car - only on my monthly payment, and I can simply swap it out when the lease is done to get a new one. Ideally, for most people out there who just need a car to get from A to B…the BEST option is to buy a car that’s 3-5 years old and has already hit most of its depreciation. After about 5 years, most cars depreciate at a much, much slower pace - so buying a car like this and keeping it forever would be the most financially “sane” thing to do. Then just finance it at a low interest rate, re-invest whatever money you would’ve spent on the car, and hold it. Then when the car falls apart and you can’t drive it anymore, do it again. For business inquiries or one-on-one real estate investing/real estate agent consulting or coaching, you can reach me at [email protected] Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq Favorite Credit Cards: Chase Sapphire Reserve - https://goo.gl/sT68EC American Express Platinum - https://goo.gl/C9n4e3
Views: 231842 Graham Stephan
Shows how to analyze the total cost of leasing versus buying, using Excel 2010. Follow us on twitter: https://twitter.com/codible Some good books on Excel and Finance: Financial Modeling - by Benninga: http://amzn.to/2tByGQ2 Principles of Finance with Excel - by Benninga: http://amzn.to/2uaCyo6
Views: 73621 Codible
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Views: 187934 Tanner J Fox
Should I pay Cash or Get a Car Loan: The biggest benefit of buying a car with cash is that you don’t have to pay any interest. A car is a depreciating asset, meaning its value is constantly dropping. This is in contrast to something like investing in the stock market, where you hope that the value of the asset will grow. Paying interest for something that is losing value means that you’re losing money in two directions. In general, this is not a good thing. Another benefit of buying with cash is that you own the car outright, which simply gives you more options. If you have a loan and you fall on hard financial times, the bank or dealer or whoever loaned you the money can take the car from you if you fail to make your payments. When you own outright, not only are you free from that threat but you also have the option to sell the car if you need some cash. With a loan, you can still sell but you have to coordinate with the lender and any proceeds first have to go to pay off the loan. You may even owe more than the car is worth, which means selling would actually require you to come up with more money in addition to the sale proceeds. Yadnya Book - 108 Questions & Answers on Mutual Funds & SIP - Available here: Amazon: https://goo.gl/WCq89k Flipkart: https://goo.gl/tCs2nR Infibeam: https://goo.gl/acMn7j Notionpress: https://goo.gl/REq6To Find us on Social Media and stay connected: Facebook Page - https://www.facebook.com/InvestYadnya Facebook Group - https://goo.gl/y57Qcr Twitter - https://www.twitter.com/InvestYadnya
Views: 29180 Yadnya Investment Academy
Is Buying a House a Good Idea or Bad Idea? What impacts whether buying your own home is a good investment or bad? Is it a good idea to buy a house? You've likely came across the debate over buy vs rent: There are a ton of Buy or Rent Calculators Online - but does that take into consideration all facts? Frequent Arguments for Why You Should Buy a House: -Best Investment Your Parents/Grand Parents ever made -Forced Savings Plan -Quality of Life Arguments for Why You Should Rent Your House: -Flexibility, and Ability to Pivot are much higher -Low overhead, Simpler -Most People don't review all the facts/costs Honestly though - the number one decider is this: Are you conscious of your consumption? Will buying a home result in further lifestyle inflation? Matt McKeever: Facebook: http://www.facebook.com/fieh.ca Instagram: http://www.instagram.com/mattmckeever85 Twitter: https://twitter.com/mattmckeever85 SUBSCRIBE: https://www.youtube.com/channel/UCdRtqnqBSq4GY7DGiYICu5g?sub_confirmation=1 Bigger Pockets: https://www.biggerpockets.com/users/MattMcK Website: http://www.fieh.ca Matt McKeever is a CPA, CA and Real Estate Entrepreneur in London, Ontario. On this YouTube Channel Matt will walk the viewer through how to invest in real estate using such strategies as the BRRRR method while also documenting his personal experience as a real estate investor. Matt began investing in real estate at age 25 by purchasing a student rental near Fanshawe College. In 2016 he's acquired over 25 units. As well on this channel Matt will share his personal monthly spending and discuss the strategies and tactics needed to reach financial independence (retire early) at a young age. We’ll discuss such topics as safe withdrawal rates, how to build passive income streams and how to reduce your personal consumption
Views: 73738 Matt McKeever
Leasing a Pagani Is Nearly as Expensive as Buying It Outright Subscribe HERE For More News:https://goo.gl/cAcG71 Read Original Source Here:https://goo.gl/JgAK8u Purchasing a new Pagani begins after wiring a six-figure deposit to an Argentine-Italian man who speaks no English, waiting a year or more, and finally, registering the car and writing another six-figure check to the DMV. That’s the process for Pagani customers still waiting for a Huayra BC ever since company founder, chief designer, and head engineer Horacio Pagani unveiled his special-edition hypercar in early 2016. But should you not have the remaining $2 million when the car finally arrives, there’s a second option: a five-year lease. For wealthy buyers, there are small finance companies that underwrite leases and loans on multimillion-dollar cars. In the case of Putnam Leasing, which sits half a mile down the road from Miller Motorcars of Greenwich, Connecticut—one of very few U.S. Pagani dealers—a “lease” will get you into a Huayra roadster for $700,000 down and $25,339 per month for 60 months. If that sounds not far off from financing a purchase, you’re right: Stretch that $2 million over 60 monthly payments, and, at an interest rate of 3.25 percent, that works out to $36,160 per month. The massive down payment and five-year term mirror those of many exotic-car leases, some of which have manufacturer backing. Still too rich? Consider that Miller Motorcars will lease a new McLaren 570S Spider at $2290 per month for 47 months with a $20,000 down payment. Herb Chambers Rolls-Royce, outside Boston, has a smokin’ deal on a 2018 Rolls-Royce Wraith Black Badge for $3598 per month for 48 months after $25,000 down. Sure, this may all seem insane. But diverting what you might have spent in one lump sum into a higher-return investment that beats a loan’s interest rate is often advantageous for car buyers of any persuasion, be it Pagani or Chevrolet. o Ferrari tells billionaires who are not on its Super Secret List of the Worthy to F-off when they write blank checks for an ultrahypersupercar that only exists as a rumor, and Pagani does... this.
Views: 6 CC- Car Curiosity
How To Buy A Car All Cash! In this video I show you how to buy a car all cash and how to work up to owning a nice car outright! This video isn't for everyone and I'm not putting anyone down who choses to finance or lease a vehicle. At the time of filming this video I currently own a Toyota 4Runner that you can see in many of my other videos. Below are the the links to the camera I used to film this video as well as some book recommendations to help in your all cash vehicle journey: Camera I use: http://amzn.to/2zePBrE Dave Ramsey's Financial Peace University: http://amzn.to/2hbDMxU Financial Peace Revisited: http://amzn.to/2y0Ywve Subscribe To My Channel: https://www.youtube.com/channel/UCg8IAEXHLgbP4a1xUq4q6Jg?sub_confirmation=1
Views: 12119 Ryan Moyer
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Views: 10942 Resaleworld
How to invest in real estate: Here’s exactly how you can buy your first rental property, step by step, and the process involved. Enjoy! Add me on Snapchat/Instagram: GPStephan Join the private Real Estate Facebook Group: https://www.facebook.com/groups/therealestatemillionairemastermind/ Get $50 off for a LIMITED TIME with code ThankYou50 - The Real Estate Agent Academy: Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $125 million in sales: https://goo.gl/UFpi4c Step 0: Because this is where it starts, you’re going to need a downpayment. How to save for a house: https://www.youtube.com/watch?v=qyQOoCmamIk&t=2s Step 1: Unless you’re buying a property outright in cash, which I have a feeling is very few of you watching…get your credit in order. How to build your credit: https://www.youtube.com/watch?v=ukaWAjgkH9M&t=4s Step 2: Make sure you have your tax returns prepared. If you’re self employed like me, a lender will ask for your last 2 years of tax returns and take the average income of those two years. Be ready for this! Step 3: TALK TO A LENDER FIRST BEFORE YOU DO ANYTHING. First, you’ll know EXACTLY what you can qualify for so you won’t waste your time. Secondly, if you find the right place, the lender already has all of your information so you can hit the ground running. And anytime you find a spot that’s worth buying, chances are, you’re competing with other people who want the exact same thing. So timeliness really, really matters here…the faster you are, the better the deal you can get. Step 4: BEGIN LOOKING AT PROPERTIES. This is really meant to be the fun part…look at EVERYTHING you possibly can within your price range. How to find a good deal: https://www.youtube.com/watch?v=9nHDT5XL4KY&t=36s Step 5: Determine cash flow. The reality is that 95% of properties just don’t make sense to purchase for an investment…they lose money. It’s also the reality that at a certain price, EVERYTHING makes a great investment - it’s really important to understand these numbers. Three ways to make money owning real estate: https://www.youtube.com/watch?v=h8wNUaBgZTk&t=19s Mortgage Calculator: www.MortgageCalculator.org Step 6: Look at properties that need minor cosmetic renovations! Most profitable renovations: https://www.youtube.com/watch?v=kW76liexoBY&t=2s Biggest Mistakes: https://www.youtube.com/watch?v=Tof5GMD0akc&t=46s Step 7: MAKE OFFERS ON PROPERTIES! Expect that not every offer will work out…for me, I lose out on many offers because I offer a price where the numbers make sense, and if it’s any higher than that, I won’t buy it. Step 8: Do your inspections! Make sure to do as many inspections as you possible can. Check the roof, the foundation, electrical, plumbing, if there are any leaks, bring in contractors for bids if it needs work…the more you do, the better. Step 9: Understand escrow costs: https://www.youtube.com/watch?v=cN7n3wC9eAQ&t=64s Step 10: RENOVATE IT! Video on renovations: https://www.youtube.com/watch?v=iBOeQv7zzgI&t=175s Step 11: RENT IT OUT! If you want to rent your place for top dollar, use REALLY good pictures, pick up your phone on the second ring, and be available anytime to show it. I promise if you do this, you’ll have no problem renting it out quickly. I personally like using Apartments.com, Craigslist, Zillow, Redfin, Trulia, and Reatltor.com…the more places you property is, the better. Never just limit yourself to one of these, DO THEM ALL. Tenant screening 101: https://www.youtube.com/watch?v=hS8lIrzEwv0&t=154s STEP 12: SCALE UP! Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq Favorite Credit Cards: Chase Sapphire Reserve - https://goo.gl/sT68EC American Express Platinum - https://goo.gl/C9n4e3
Views: 365534 Graham Stephan
Get FREE Audiobooks and 2 Audible Originals (and support this channel!) with a 30-day Free Trial of Audible: https://amzn.to/2zEFqhT Is it better to buy a car or to lease it? Subscribe for weekly finance videos: https://www.youtube.com/channel/UCbsDR27rGCFdDKQVRl_tgEQ?sub_confirmation=1 Obviously, the answer to that question depends partially on your preferences, but in today's video I try to lay out some of the most common pros and cons to leasing and buying cars to help you come to your own conclusion. Today we discuss leasing vs buying a car. If you enjoyed this video you can check out some of my other videos at the links below! All of my Personal Finance Videos: https://goo.gl/XW5U3k All of my Debt Videos: https://goo.gl/7dfc9N All of my Retirement Videos: https://goo.gl/4ycETj All of my Investing and Stock Market Videos: https://goo.gl/Hcujbh All of my Budgeting Videos: https://goo.gl/VQKAb6 -~-~~-~~~-~~-~- Please watch: "The Budget That Pays You First | Reverse Budget Explained | Budgeting For Beginners" https://www.youtube.com/watch?v=6RmnUXnBc_g -~-~~-~~~-~~-~-
Views: 144804 Next Level Life
Find an Endorsed Local Provider in your area to help with real-estate! https://goo.gl/Erj53Z Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 1116338 The Dave Ramsey Show
In this video, we will discuss some of the benefits and drawbacks of buying a car versus leasing a car. Invest for FREE with M1 Finance ➤➤➤ https://mbsy.co/q2MDL #1 Investing Book- https://amzn.to/2Q5j7Ii Call Me: https://clarity.fm/nateobrien Take control of your future with this FREE budgeting template: https://goo.gl/P3V2TH Listen to two audio books for FREE by signing up for an Amazon Audible 30 day free trial!!➤➤➤http://amzn.to/2DAuty0 Subscribe for more videos like this: https://www.youtube.com/nateobrien?sub_confirmation=1 Follow me on social media: Snapchat: nateob2 Instagram: nateobrienn
Views: 10998 Nate O'Brien
Paying Cash vs Using Leverage to Purchase Investments There are two distinct methods used for purchasing rental real estate: paying with cash or using leverage. In this video, I’ll weigh the two options, and supply information to help you understand which method is best for you. In this video, you’ll learn the pros and cons of traditional financing, private money lending, and using cash. I’ll talk about the limitations of a traditional mortgage, how to find private financing, and why purchasing with cash can be so powerful. You’ll also learn about a fantastic method for turning one rental property into a robust portfolio. I’ll share a few resources that will help you get your head in the game and start earning a passive income through real estate. Press play to learn more about your financing options for real estate investing! CapWest: https://goo.gl/UK881I Lima One Financial: https://goo.gl/xjTsPo Meetup.com: https://goo.gl/BDHv2H BOOK A FREE CALL WITH OUR TEAM TODAY AT MORRIS INVEST: https://goo.gl/DNIIh0 CHECK OUT OUR OTHER GREAT VIDEO PLAYLISTS LIKE: VIDEOS ABOUT TURNKEY REAL ESTATE INVESTING: https://goo.gl/1bGEhB OR VIDEOS ABOUT GETTING STARTED IN REAL ESTATE https://goo.gl/dPfWeY OR VIDEOS ABOUT REAL ESTATE NEWS https://goo.gl/m1b3U8 SUBSCRIBE AND JOIN OUR AWESOME COMMUNITY: https://goo.gl/Polf6I LISTEN TO THE PODCAST: iTunes: https://goo.gl/vM969n FOLLOW ME ON SOCIAL MEDIA: Twitter: http://www.twitter.com/claytonmorris Facebook: https://www.facebook.com/MorrisInvest Instagram: https://www.instagram.com/claytonmorris
Views: 82754 Morris Invest
(701) 772-7211 -- Chevrolet Buick GMC Cadillac (701) 746-2020 -- Honda Nissan http://www.rydellcars.com Jim Lynch of Rydellcars.com explains the benefits of leasing a vehicle vs. buying in this short 3 minute video. He will explain many factors of leasing, including: Lease payments, terms, as well as the 3 great options available to the consumer at the end of the lease contract (Trade, Buy or Return). Also discussed: vehicle depreciation, equity, vehicle maintenance expense and a short term trade cycle. Facebook: http://www.facebook.com/Rydellcars Twitter: http://www.twitter.com/Rydellcars Instagram: http://www.instagram.com/rydellcars Rydell Chevrolet Buick GMC Cadillac 2700 S Washington St Grand Forks, ND 58201 701-772-7211 Rydell Honda Nissan of Grand Forks 3220 S Washington St Grand Forks, ND 58201 701-746-2020 Rydellcars is Grand Forks, ND and Fargo, ND's Chevrolet, Buick, GMC, Cadillac, Honda & Nissan dealer featuring a great selection of New, Used, and Certified Pre-Owned Cars, Trucks, and SUVs. Rydellcars is conveniently located in Grand Forks, ND and services the surrounding North Dakota & Minnesota communities, such as; Fargo, Minot, Bismarck, Williston, Oslo, and Bemidji. Rydellcars prides itself on excellent customer service. Whether you are taking advantage of a great APR Rate, Lease Special, Purchase Price, this Grand Forks / Fargo, North Dakota dealer will assist with your next purchase all while assuring a hassle free car buying experience as well as great service after the sale.
Views: 219073 Rydell Chevrolet Buick GMC Cadillac of Grand Forks
Dave Ramsey explains the proper way to buy a house. Candice wants to pay for a home in cash in New York but is worried about pushing pause on funding her retirement. Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Visit the Dave Ramsey online store today for resources to help you take control of your money! https://goo.gl/GjPwhe Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 286665 The Dave Ramsey Show
http://toddmillertv.com/las-vegas-real-estate-market-update/cash-buyers/ Todd explains how to make sure that cash offers are higher priorities to the seller than financing offers.
Views: 26469 Todd Miller
Adobe would prefer if you purchased a subscription to their creative cloud photography plan ($10/month) - but it's still possible to purchase an individual stand alone version of Lightroom. The video above shows you how. Here's a quick link to Adobe's standalone Lightroom license: http://adobe.ly/1UVpdHv From there you can purchase the full version of Lightroom 6 for $149. Or if you have a previous version of Lightroom you can select upgrade and get it for only $79
Views: 7970 Photography Concentrate
Buying your phone outright is the smartest thing you can do to save money on your phone bill. Click through the link here to read the article about "Buying A Mobile Phone Outright – Will I Save Money ?" http://whatphone.com.au/guide/buying-a-mobile-phone-outright-will-i-save-money/ Choose a plan from our SIM Only recommendations below and buy today to save yourself more than 30% on your phone bill. http://whatphone.com.au/sim-only-byo-plans/for-mobiles/
Views: 2902 WhatPhone Australia
Business finance purchasing. You need to make a decision to either finance the assets or purchase it outright. For more information about purchasing a business asset visit our website http://www.natloans.com.au/business-use.html If you have any questions regarding purchasing business assets please don't hesitate to call us on 1300 955 791. Thank You, From the Team at Natloans.
Views: 867 Natloans
The question of deciding to buy vs lease your solar panels is an important one. EnergySage (https://www.energysage.com) explains the pros and cons of buying your solar panels (outright or with a solar loan) vs. using a solar lease. Both save money and the same environmental impact is exactly the same. Learn how to decide which option is best for you. For more detailed information about buying your solar panel system vs. leasing it, please visit http://www.energysage.com/solar/financing/should-you-buy-or-lease-your-solar-panel-system
Views: 7809 EnergySage
Watch more How to Buy a Car videos: http://www.howcast.com/videos/436886-How-to-Negotiate-When-Buying-a-Car Step 1: Determine the amount Question your credit union about a loan before talking to a dealer to compare rates. Find out how much cash your credit union will approve. This helps you limit the price range of cars you look at and test drive. Step 2: Research invoice price Go online to research the invoice price -- the amount the dealer pays the manufacturer -- before starting negotiations. While you're at it, check out any rebate information and hidden incentives for the dealer. You gain the advantage by doing your homework. Tip The minimum dealer profit is usually around 3 percent. Step 3: Examine four-square numbers Don't be fooled by the dealer's four-square information -- a worksheet the dealer will present you with when you sit down to negotiate that maps out purchase price, down payment, monthly payment, and trade-in value. Doing your own math prevents them from fudging numbers. Determine the interest rate and loan term before you arrive at the dealership to accurately project your monthly payments. Step 4: Know what monthly payment means Resist negotiating based on monthly payments alone, without contemplating the swelling interest rate or stretched loan term. Monthly payment results from the down payment, loan term, and interest rate. Step 5: Play the game Play the game as well as they do. Be surprised that they can't give you a better offer, even if the terms and price are reasonable, just to see if you can move them. They want to create pressure to close you now, but you have time that they don't -- use it. Tip Don't tell one dealer what another's quote was. You need their respect -- demonstrate that you deserve it. Step 6: Drive the bargain Tell the salesperson you will discuss an acceptable trade-in price for your old car, but first must have a satisfactory price on the new car. Drive the bargain when negotiating, impressing upon them you can sell it yourself for more than they'll pay you. Step 7: Prepare to walk Prepare to walk out if you are not handled respectfully or the price is too outrageous. In fact, with some due diligence, cut to the chase and play hardball -- tell the dealer your price and expect a yes or no. Step 8: Expect fees Expect an onslaught of fees and extras just when you think you're done. Some fees are unavoidable, but many can be easily bargained down or avoided. Virtually all extras are unnecessary and overpriced. Throughout the negotiation process, use your knowledge and the research you've done to get the best deal. Did You Know? Preston Tucker started a new car company on the back of his 1948 Tucker model. This company manufactured just 51 cars before failing in 1949.
Views: 312090 Howcast
Many people who want to own but are unable to arrange down payments or afford monthly mortgages as yet, are seriously considering leasing a piece of land. This option allows renting under a leasing agreement, and at the end of the lease period, they have the option to purchase and own it. Read more about Lease-to Buy – An Alternate to Outright Buying on: https://www.investmentclub360.com/residential-real-estate-investment-dallas/ Visit our Website Investment Club360 : http:// www.investmentclub360.com
Views: 1 Investment Club 360
Source: http://www.lifehacker.com.au/2013/05/contract-phones-versus-outright-purchase-which-is-best-for-you Images: https://www.personaldigital.com.au Coming to the end of a mobile phone contract is exciting and nerve-racking. You'll soon be able to acquire a new phone, but should you jump on the contract bandwagon again? We'll be looking at how to make a contract changeover work for you, starting with the obvious question: should you sign up for a contract again or purchase a phone outright?
Views: 818 Jayden Kraegen
We are a full service travel agency with TONS of info at http://TravelCostaRicaNow.com Can foreigners buy property in Costa Rica outright? What about property taxes? Do I need a lawyer? What's the approximate cost of living as far as owning a house goes? And many more questions answered. Hey GUYS, if you're thinking about buying real estate in Costa Rica then you don't want to miss this video...trust me, you can never have enough info.... ENjoY!
Views: 56335 TravelCostaRicaNow.com
Should you lease or buy a vehicle? Well, for the longest time, I was sure that leasing was a waste of money and was a horrible financial planning mistake. However, as with most things, with experience comes knowledge and now my opinion of leasing has changed dramatically. There are three ways to get a vehicle: 1. buy outright with cash money, or trade 2. finance 3. lease Which of those three works best for you? It completely depends on your circumstance. IDEALLY, I'd love it if we all could just write a check for our vehicles and never finance. After all, a vehicle is a DEPRECIATING asset, which means it loses value over time. So, the value of your vehicle today is worth more than it will be next year and the year after. Anytime you're buying an asset that will go down in value, it's always a good idea to try to pay cash. Unfortunately, the expense of vehicles today makes that impossible for most Americans. Very few of us have $25k just sitting around that can be used to make such a large purchase. Thus, our only options in acquiring a new, to us, vehicle is leasing our financing. The decision in this regard really should come down what you are going to use the vehicle for. If you are hauling 4 kids around, as I talk about in my example, and worry about the vehicle's reliability, a new vehicle may be very appealing to you. But the price of a new vehicle is sky-high and the financing costs can be more than you can afford. For instance, a $35k vehicle financed for 72 months at 2.9% interest will run you $530 a month. That is almost the monthly payment of my first mortgage! Conversely, to lease that same vehicle may cost as little as $250 or so. For half the payments, you could get the same vehicle via the lease. Now, be advised, with the lease you never OWN the vehicle outright. After 3 years you turn it back to the dealer. Or you COULD buy it outright then. The reason you may want to consider buying it then is if the residual value, i.e., what your payoff amount is, is lower than what you could get on the open market. In my example, we leased a 2010 Honda Odyssey that had a residual value of $15k when the lease term was up. The fair market value of that Odyssey was actually $18k. We could have bought the lease out for $15k and turned around and sold it for $18k, pocketing $3k...a classic arbitrage. But we loved the vehicle so we just paid the $15k and kept it. Still have it today as a matter of fact and have had no payments on it for over 5 years. In our case, the lower monthly payments got us into a reliable, new vehicle and when the lease was up, we just paid cash for it and payments were gone. However, many people turn their lease over every few years and thus maintain a car payment for perpetuity. I don't recommend that. At some point, I'd recommend you simply buying a vehicle outright to stop continually having a car payment. Now, let's just say you need the vehicle to take you back and forth to work, or deliver pizzas, or any kind of driving that the only requirement is to get your from Point A to Point B. In this case, go out there and find an older vehicle with higher mileage and finance that outright for 3 or 4 years. In the video I show the price of a 2016 VW Jetta with 39k miles on it. Costs $11k. Financed over 36 months the monthly payment would be $300 a month. Once those 3 years are up, though, you own the vehicle outright. With modern engineering in vehicles today, you really aren't going to have ANY engine problems or big ticket items, most likely, to contend with for many, many years to come. In this case, you'll have a vehicle you own and can probably run for another 10 years, with just basic maintenance with NO MORE CAR PAYMENTS! The moral of the story is to figure out what you need your transportation for and work from there. For many folks today, a lease can be a great deal. But don't overlook just financing a few year old vehicle with 40k miles on it if the situation calls for it. ================================= If you like what you see, a thumbs up helps A LOT. So, give me a thumbs up, please! Don't forget to SUBSCRIBE by clicking here: https://www.youtube.com/channel/UCSEzy4i9xrKPoaU9z0_XbmA?sub_confirmation=1 GET MY BOOK: Strategic Money Planning: 8 Easy Ways To Put Your House In Order It's FREE if you're a Kindle Unlimited Subscriber! https://amzn.to/2wKGi50 GET ALL MY LATEST BLOGPOSTS: http://heritagewealthplanning.com/blog/ PODCAST: https://itunes.apple.com/us/podcast/josh-scandlen-podcast/id1368065459?mt=2 LET'S SOCIALIZE! Facebook: http://Facebook.com/heritagewealthplanning Linkedin: https://www.linkedin.com/in/joshscandlen/ Quora: https://www.quora.com/profile/Josh-Scandlen Google +: https://plus.google.com/u/1/108893802372783791910
Views: 258 Heritage Wealth Planning